Important Disclaimers and Risk Notices
Financial planning involves risk and individual circumstances vary significantly. Past performance does not guarantee future results.
Past performance does not guarantee future results.
This disclaimer explains important limitations and risks associated with our financial planning services. Please read carefully before using our services.
Last Updated: August 12, 2025
General Service Disclaimer
Our financial planning services provide general guidance and consultation. We do not provide specific investment advice, tax advice, or legal counsel. All recommendations are for informational purposes only.
Individual results may vary based on personal circumstances, market conditions, and implementation of recommendations. We make no guarantees regarding financial outcomes.
Information Accuracy and Currency
While we strive to provide accurate and current information, financial markets and regulations change frequently. Information may become outdated or inaccurate.
- Market data and financial information are subject to constant change
- Regulatory requirements may vary by jurisdiction and individual circumstances
- Personal financial situations require individualized analysis beyond general guidance
Limitation of Liability
Our liability is limited as follows under Malaysian law and these terms of service.
No Liability for Financial Losses
We are not liable for any financial losses, missed opportunities, or adverse outcomes resulting from use of our services or implementation of our recommendations.
Indirect and Consequential Damages
We disclaim liability for indirect, consequential, or punitive damages including lost profits, business interruption, or emotional distress.
Professional Advice Requirement
Our services supplement but do not replace professional financial, legal, or tax advice. Consult qualified professionals for specific situations.
Always verify recommendations with licensed professionals before making significant financial decisions.
Third-Party Links and Resources
Our website may contain links to external websites and resources for additional information and convenience.
We do not endorse or control third-party content and are not responsible for their accuracy, availability, or security.
Financial Planning Risks
Financial planning involves inherent risks that you should understand before engaging our services.
- Market volatility can affect the value of financial assets and recommendations
- Economic conditions may change unexpectedly, affecting financial outcomes
- Personal circumstances may change, requiring adjustment of financial plans
- Implementation timing and execution can significantly impact results
Jurisdiction and Governing Law
These disclaimers and our services are governed by Malaysian law and jurisdiction.
Applicable Law
All disputes and interpretations are subject to Malaysian federal and state law, including relevant financial services regulations.
Regional Variations
Some recommendations may not apply equally across all Malaysian states or may require local regulatory compliance.
Dispute Resolution
Disputes will be resolved through Malaysian courts or alternative dispute resolution mechanisms as required by law.
User Indemnification
Users agree to indemnify and hold harmless Soryntharavel and its representatives from claims arising from misuse of services or failure to follow professional advice requirements.
Disclaimer Modifications
We reserve the right to modify these disclaimers at any time to reflect changes in services, regulations, or legal requirements.
Continued use of our services after modifications constitutes acceptance of updated disclaimers.
Severability of Terms
If any portion of these disclaimers is found unenforceable, the remaining provisions continue in full force and effect.
Contact Information
For questions about these disclaimers or our services, please contact us using the information below.
Company Name: Soryntharavel
Business Address: 31 Jalan Sultan Ismail, Kuala Lumpur 50250
Email Address: info@soryntharavel.com
Phone Number: +60 4 9513 4536